Home Insurance

QIC Home Insurance Policy

Our Home Insurance provides comprehensive coverage for your property and belongings against risks like fire, theft, and water damage, with optional add-ons for personal liability and domestic helper protection.

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Where am I covered?

UAE, QIC provides standard coverage with an optional worldwide add-on for personal belongings, protecting valuables during travel and offering peace of mind for frequent travelers or those with cherished items.

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What is insured?

  • Building Structure – against risks like fire, storms, water damage, vandalism
  • Contents and Personal Belongings including furniture, electronics, and valuables
  • Optional Covers – such as domestic helper protection, garden cover
  • Liability cover – Protection if your legally responsible for injury or property damage

What is not insured?

Intentional Damage: Loss or damage resulting from deliberate acts or negligence.

Wear and Tear: Damage due to regular use or aging of property.

Unattended Property: Losses occurring when the property is left unattended or unsecured.

Business Use: Items used for business

purposes may not be covered.

Excluded Perils: Certain natural disasters or events may be excluded unless specifically included in the policy

What are my obligations?

  1. Provide complete and truthful information during application.
  2. Maintain the insured property and ensure reasonable security.
  3. Lock all doors and windows when the property is unoccupied.
  4. Notify QIC of any property changes affecting risk.
  5. Report incidents or damages to QIC within 24 hours.
  6. Provide documentation and cooperate during claims processing.

When does the cover start and end?

Cover runs for 12 months from your policy start date, shown in your schedule, and is renewable annually.

Where am I covered?

Optional worldwide cover for personal belongings only.

Contact

QIC Retail Department
Dubai Hills
Business Park Building 4 – 5th floor
(Next to Dubai Hills Mall)
Al Khail Road
Dubai, UAE

Phone:+971 4222 4045