Hot Line

Medical Individual

QIC Medical Individual InsuranceYour health. Your family. One plan.

Life is unpredictable — your health cover shouldn’t be. QIC’s Medical Individual Insurance gives you and your loved ones the protection you need, whether it’s a routine check-up, an unexpected hospitalisation, or a chronic condition that needs ongoing care. One annual premium. One less thing to worry about.

Plan Who it’s for
Employee – Health (Salary more than AED 4,000) For employees with salary more than AED 4,000.
Employee – Health (Salary Less than AED 4,000) For employees with salary less than AED 4,000.
Investor – Health For investors
Enhanced Health (Female) For single and married females
Enhanced Health + (Female) Enhanced coverage for single and married females.
QIC Evolve – Premium Plans Conventional worldwide medical insurance.
Northern Emirates For Northern Emirates visa holders and residents.
Dependant – Health Tailored for non-working dependents, parents and children.

What's covered?

  • Inpatient hospitalisation, surgeries & emergency care
  • Outpatient consultations, lab tests, MRI & CT scans
  • Maternity — normal delivery & C-section up to AED 10,000
  • Pharmacy up to AED 2,500 per year
  • Physiotherapy — up to 6 sessions per year
  • Dental & mental health support
  • Newborn cover for the first 30 days
  • Preventive care & vaccinations
  • Repatriation up to AED 5,000
Medical Individual

Key Details

  • Network: Al Madallah RN4 (EN+Health includes medical centers for outpatient)
  • Coverage: UAE + home country (inpatient only abroad)
  • Pre-existing conditions: 6-month waiting period (waived with proof of prior coverage)
  • Plans are pre-underwritten — no medical tests required on standard cases
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